IndianFinancialCrisis

The Rise And Rise Of Stressed Loans 1. Stressed assets have been consistently rising for at least the past five years. 2.   Rs9.64 trillion stressed assets choking the Indian banking system. 3. Despite a slew of schemes launched by the Reserve Bank of India (RBI), this growing pile of toxic debt continues to elude resolution. 4.  According to the RBI’s December Financial Stability Report, large borrowers (the central bank defines these as debtors to whom lenders have an exposure of at least Rs5 crore) account for 56% of bank debt and 88% of their NPAs. PSB Share Of NPA Among the banks that own large NPA's 18 out of 20 banks are public sector banks and own 87% of total NPAs. According to the RBI's Financial Stability Report,  1. The industry's gross bad loans are at a 14-year high. 2. The asset quality of large borrowers deteriorated significantly. 3. The International Monetary Fund's Global Financial Stability report also indicated the same pr...

Today Indian Government injected an un-precedented sum of Rs 2,00,000 crore in to public sector banks. Feel free to challenge my data and i will provide references. Share it, even to those with different views, let them challenge me and i will try my best to answer. BLACK DAY, NOT dooms day. In year 2016 , Rs 22,000 crore was injected in to public sector banks. In year 2014,  Rs 11,000 crore was injected in to public sector banks. To help you visualize the bail out money , this money could help fund, 60 Lakh jobs, if it was given to drivers to get cars and drive for Uber or Ola or Taxi... 80 Lakh jobs, if it was given to set up small bakery or Kirana shops. 1 crore students, to finish their higher secondary education (10 th ,+1 and +2). 2 crore homes, can run entirely on solar and wind power alone, reducing our dependence on burning coal and natural gas. Around 2,000 flood dams can be build across India, increasing food stability, providing immediate employ...

S No. Bank Total Advances (Rs. in crore) Gross NPA (Rs. in crore) NPA Ratio (%) 1 Allahabad Bank 145328 18769 12.92 2 Andhra Bank 137228 14137 10.3 3 Bank of Baroda 269115 35604 13.23 4 Bank of India 274391 43935 16.01 5 Bank of Maharashtra 103148 13040 12.64 6 Bharatiya Mahila Bank Ltd. 627 3 0.4 7 Canara Bank 311615 30480 9.78 8 Central Bank of India 185719 25107 13.52 9 Corporation Bank 142787 15726 11.01 10 Dena Bank 81114 9636 11.88 11 IDBI Bank Limited 202304 21724 10.74 12 Indian Bank 122173 8690 7.11 13 Indian Overseas Bank 149217 30239 20.26 14 Oriental Bank of Commerce 150301 17209 11.45 15 Punjab & Sind Bank 63134 4566 7.23 16 Punjab National Bank 356958 55003 15.41 17 Syndicate Bank 167759 13475 8.03 18 UCO Bank 115166 21495 18.66 19 Union Bank of India 242935 25560 10.52 20 United Bank of India 70781 10104 14.28 21 Vij...