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Measuring Banks Health NPA Ratio

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Below Are The Banks And their NPA Ratios i could find.  1. NPA ratio, Ratio of bad loans to total loans. 7% or lower is better. 2. MCAP ratio. Market Capitalization Ratio. 2 or lower is better. Guidelines, 1. Open and manage multiple accounts. 2. Savings up to Rs 5,00,000 per account holder is insured. 3. Scheduled commercial bank, is still your best bet. 4. Co-op banks, Post office accounts, LIC deposits are NOT regulated and NOT insured. From Care Ratings ,as of SEP-2019 17 of the 36 banks had NPA ratio of above 10% in June 2019. Of them 16 were PSBs and only 1 was a private bank. Three of the PSBs had NPA ratio of above 20% (IDBI, UCO and IOB).   3 PSBs had NPA ratios of less than 10% - SBI, Indian Bank and Canara Bank. 3 private banks had NPA of less than 2% and 8 had between 2-5% and 5 between 5-10% Comparing NPA in private banks to Public banks, as of SEP-2019. Data As of 2016 from here . Banks like PNB have already failed and this is...

Gross NPA as of Mar-01-2020

https://data.gov.in/resources/bank-wise-gross-npa-public-sector-banks-2014-2019-ministry-finance Bank GNPA - 30.6.2014 GNPA - 31.3.2017 GNPA - 31.3.2019 % age increase between 31.3.2017 and 31.3.2019 Allahabad Bank 7599 20520 28698 0.3985 Andhra Bank 6827 17670 28974 0.6397 Bank of Baroda 10641 34935 40388 0.1561 Bank of India 11160 42724 51167 0.1976 Bank of Maharashtra 3761 17189 15324 -10.85 Canara Bank 7905 31801 36165 0.1372 Central Bank of India 11449 27251 32356 0.1873 Corporation Bank 5470 17045 20724 0.2158 Dena Bank 3169 12619 12768 0.0118 IDBI Bank Limited 10762 38223 NA NA Indian Bank 4415 9588 13156 0.3721 Indian Overseas Bank 8781 32521 32416 -0.33 Oriental Bank of Commerce 5983 22859 21717 -5 Punjab and Sind Bank 3010 6298 8606 0.3665 Punjab National Bank 19335 53121 76724 0.4443 State Bank of India (SBI) 56830 105549 170813 0.6183 State Bank of Bik...